Retirement Capital Centers, Inc 
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Long Term Care Costs
One of the greatest risks facing senior citizens is the cost of Long Term Care—often 
approximately $50,000 per year. This cost can easily wipe out all or most of a nest egg.  
This risk can be insured against in several ways.
                      1. Long-term care insurance—a form of health insurance
                      2. Life insurance with a long-term care rider
                      3. Annuities with a long-term care rider
                      4.       Self-funding from savings